Fractional CFO Services

Big-Firm Financial Expertise, Tailored for Small Business Growth

Running a growing business takes vision, courage, and cash flow clarity. Get the insight of a CFO, the precision of a controller, and the horsepower of a full accounting team—without the overhead.

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Ask Yourself

If you've asked yourself any of these questions, you're not alone.

Are you making money on paper but wondering where the cash went each month?

Do you have revenue coming in but still feel the stress of payroll and bills?

Do you want a business that runs smoothly without you in every detail?

Most business owners operate without a clear financial roadmap, reacting to cash flow instead of directing it.

A Fractional CFO changes that and gets you on the path to cash flow predictability.

Our Fractional CFO Platform

Access to a complete finance department, focused on profitability, clarity, and confidence.

Financial Leadership & Strategy

Cash flow forecasting and financial planning

Profit First cash management implementation

Bank and investor relationship management

Growth and capital planning (loans, lines, funding)

Strategic budgeting and decision support

Financial Reporting & Analysis

Monthly financial statements and KPI dashboards

Profitability by client, product, or project

Trend and variance analysis for smarter decisions

Accounts Receivable & Payable

Streamlined invoicing, billing, and collections

Vendor payment management and reconciliations

Credit card and expense control

Weekly cash position and AR/AP reporting

Payroll, HR, & Compliance

Hiring, onboarding, and payroll coordination

Compensation and benefits administration

Policy and compliance management

Insurance and contract oversight

Purchasing & Inventory Oversight

Vendor and subcontractor management

Inventory tracking and reorder controls

Logistics, fulfillment, and purchasing analysis

Why Small Businesses Choose Smashing Numbers

Enterprise-level financial strategy without the full-time CFO cost

Free up your time to focus on growth and profitability

Turn your financial data into clear, actionable insights

Ensure every dollar works toward your goals, not against them

5 Key Benefits of Hiring a Fractional CFO

from Smashing Numbers

1

Predictable Cash Flow – Finally Know Where Your Money's Going

No more guessing or hoping there's enough to cover next week's payroll. Your Fractional CFO builds a cash management system (using the Profit First Process) that gives you clarity, control, and confidence day in and day out.

Man in suit drawing an upward-trending bar chart with three bars on transparent glass.
2

Strategic Financial Leadership Without the Full-Time Cost

You'll have a senior-level financial expert guiding your business decisions—from pricing and forecasting to profit allocation and funding— without paying a six-figure salary.

Person in a brown jacket sitting at a table with hands resting near a black chess king piece.
3

Smarter Decisions, Backed by Data

Your CFO translates your financials into clear, actionable insights. You'll see where to cut, where to invest, and how to grow, with dashboards and reports that make your numbers make sense.

A large stack of white index cards with a metal checkmark token on top inside a dark green filing box.
4

A Finance Team That Grows With You

As your business expands, your fractional team (CFO, Controller, Analysts, Support) scales seamlessly—providing on-demand expertise in cash flow, HR, compliance, and purchasing—without the overhead of multiple full-time hires.

A small plant sprouting in a pot next to a round clock showing 8:00 against a dark green background.
5

More Freedom to Do What You Do Best

When you stop managing the money chaos, you start building your dream. Your Smashing Numbers CFO helps you focus on growth, innovation, and impact, while we ensure every dollar is aligned with your profit and purpose.

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How It Works

Sweet Spot Discovery

Identify the clients, products, and processes that truly drive your growth and profit.

Translate your five-year vision into focused, measurable goals using the Pumpkin Plan Vision Framework.

Vision to Strategy

Strategic Growth Roadmap

Design a roadmap that aligns your resources, marketing, and operations for sustainable expansion.

Implementation + Coaching

Work directly with your coach through guided sessions based on the 7 Stages of Growth— ensuring progress, accountability, and results.

Review + Celebrate

Track key metrics, adjust as needed, and celebrate your growth milestones—because what gets measured, gets managed.

How It Works

We build a fractional finance team around your business, customized to your size, systems, and goals. From cash flow forecasting to full Profit First implementation, your CFO and support team operate seamlessly with your internal staff.
You'll always know where your money's going, identify if something is broken and how it's working for you.
Smiling woman writing on a whiteboard during a meeting with colleagues in an office.

What Our Clients Say

"Because of Smashing Numbers, I feel so much more confident—not just about getting through tax season, but about how to manage my money now while also planning for the future. That’s something I didn’t have before."

Sara James Williams
Owner at Jezebel VonZephyr Photography

"I have worked with the team at Smashing Numbers for over 10 years, supporting four small businesses and personal taxes. They have been a HUGE asset in helping me navigate fiscal priorities and tax issues. They are as much small business advisors as they are tax professionals. Thanks for everything!"

Ben Houston
Owner, GroundPoint Engineering, PLLC

"Profit First gave me peace of mind and control. I plan ahead, avoid surprises, and finally feel confident managing money while building a business that supports my life."

Anna Scheller
Owner at Capri Temporary Housing

"Before Profit First, we felt busy but broke. Now we allocate with purpose, cover expenses easily, and enjoy predictable cash flow that lets us breathe again."

Maizy
Owner at The Coffeehouse Downtown

"Profit First gave us clarity, confidence, and control. We finally understand our cash flow, pay ourselves consistently, and run a business that truly supports our lifestyle."

Ashli Blackwell
Owner at The Coffeehouse Downtown

Your Next Step

Take control of your numbers, and your future.

Download Your Fractional CFO Assessment

Business Financial Health Checklist

Cash Flow Confidence Scorecard

Download Free Assessment