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Legal Terms

Privacy Policy

Smashing Numbers LLC ("we"; "us"; or "our";) is committed to protecting the privacy of all visitors, prospects, and clients who interact with our Platform. This Privacy Policy explains what information we collect, how we use it, who we share it with, and how we protect it.

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1. Information We Collect

We collect personal information that you voluntarily submit through our digital forms and tools, including:

  • Identity: Full Name
  • Business: Company Name and business type
  • Contact: Email Address
  • Contact: Phone Number
  • Financial Metrics: Stated annual business revenues voluntarily entered into assessment tools

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We practice data minimization: we collect only the information necessary to respond to your inquiry, qualify you as
a prospective client, and deliver the services you request.

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2. How We Collect Information

Information is collected through the following Platform touchpoints:

  • Financial Assessment form
  • Profit First Calculator
  • Contact Us form
  • Any future forms or lead capture tools added to the Platform

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3. How We Use Your Information

We use the information collected for the following purposes:

  • To respond to inquiries and provide requested information about our services
  • To send periodic email communications, including newsletters, tax strategy tips, webinar invitations, event updates, blog post notifications, and growth advisory content
  • To maintain and manage our client and prospect database
  • To improve the functionality and content of our Platform
  • To comply with applicable legal and regulatory requirements

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4. Email Communications — Consent, Content & Opt-Out

What You'll Receive:

When you submit your email address through any form on this Platform, you will be added to our communications
list.

We may send you:

  • Monthly newsletters with financial management insights
  • Tax planning tips and regulatory updates
  • Webinar and event invitations
  • Blog post and educational content notifications
  • Growth advisory and business coaching updates
  • Promotional communications about Smashing Numbers services and programs
    Communications are sent approximately weekly.

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Your Consent

All forms on our Platform include a consent checkbox that is unchecked by default. By actively checking this box prior to form submission, you confirm your agreement to these Terms of Use, our Privacy Policy, and your consent to receive the email communications described above.

The checkbox label will read: "I agree to the Terms of Use and Privacy Policy and consent to receive newsletters, tax updates, event invitations, and other communications from Smashing Numbers LLC. I may unsubscribe at any time.";

How to Unsubscribe

You may withdraw your consent and opt out of email communications at any time by:

  • Clicking the Unsubscribe link at the bottom of any email we send
  • Emailing us directly at admin1@smashingnumbers.com with "Unsubscribe" in the subject line

Unsubscribe requests will be processed promptly and in compliance with the CAN-SPAM Act. Please note that even after unsubscribing from marketing communications, we may still contact you regarding active service engagements or legal obligations.

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5. Data Storage and Processing Platforms

Your information may be stored, routed, or processed through the following third-party platforms:

  • JotForm — form capture and data routing
  • Quant — CRM and client relationship management
  • Google Sheets and Google Forms — data aggregation and tracking
  • Go High Level — marketing pipeline and communications (planned for future implementation)
  • Direct email transmission to Smashing Numbers internal team inbox
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We are in the process of confirming all third-party hosting and administrative access arrangements. This policy will be updated promptly when finalized.

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6. Third-Party Data Sharing

We do not sell, rent, trade, or share your personal information with external data brokers, advertisers, or unaffiliated third parties for their marketing purposes.

Access to your data is limited to:

  • Internal Smashing Numbers operations personnel
  • Contracted IT, hosting, or web design administrators (such as our web development partners) who require access solely to maintain Platform systems
  • The third-party platforms listed in Section 5, each of which operates under its own terms of service and privacy practices
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We require that all third parties handling your data maintain appropriate security standards consistent with
applicable privacy law.

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7. Data Retention

We retain your personal information for as long as necessary to:

  • Maintain an active business or advisory relationship with you
  • Comply with applicable legal, accounting, or regulatory obligations
  • Resolve disputes and enforce our agreements
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If you request deletion of your data and we are not legally required to retain it, we will honor that request within a reasonable timeframe.

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8. Your Privacy Rights

Depending on your state of residence, you may have the right to:

  • Request access to the personal information we hold about you
  • Request correction of inaccurate information
  • Request deletion of your personal information
  • Withdraw consent to email marketing at any time

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To exercise any of these rights, contact us at admin1@smashingnumbers.com. We will respond within a reasonable time and in accordance with applicable law.

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9. Cookies and Tracking Technologies

Our website may use cookies, web beacons, and similar tracking technologies (including Google Tag Manager) to collect non-personal usage data such as pages visited, time on site, and browser type. This data helps us understand how visitors interact with the Platform and improve our content.

You may configure your browser to refuse cookies. However, doing so may limit certain functionality on the Platform. By using the Platform, you consent to the use of cookies as described here.

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10. Data Security

We implement reasonable administrative, technical, and physical security measures designed to protect the information we collect against unauthorized access, disclosure, alteration, and destruction. However, no method of data transmission over the internet or electronic storage is 100% secure. We cannot guarantee absolute security of your information.

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11. Children's Privacy

This Platform and our services are designed exclusively for adult business owners and professionals. We do not knowingly collect personal information from individuals under the age of 18. If we become aware that we have inadvertently collected data from a minor, we will delete it promptly. If you believe a minor has submitted information to us, please contact us immediately at admin1@smashingnumbers.com.

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12. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our practices, technologies, legal requirements, or business operations. When we do, we will revise the "Last Updated"; date at the top of this policy.

We encourage you to review this policy periodically. Continued use of the Platform after any changes constitutes acceptance of the revised policy.

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13. Contact & Privacy Inquiries

For any questions, data access requests, or formal privacy inquiries, please contact:

Smashing Numbers LLC
Attn: Privacy Administration
900 Iowa Ave, Onawa, IA 51040
Email: admin1@smashingnumbers.com
Website: www.smashingnumbers.com

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TERMS OF USE

1. Acceptance of Terms

By accessing or using this Platform — including by checking the online consent checkbox on any digital form — you agree to be bound by these Terms of Use and our Privacy Policy (together, the "Agreement"). If you do not agree, you must immediately discontinue use of the Platform.

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2. No Professional-Client Relationship

Visiting this website, using any tool or calculator, reading any blog entry or article, or submitting a contact form does NOT establish a professional CPA-client, advisory, coaching, or fiduciary relationship between you and Smashing Numbers LLC.
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A formal professional relationship is established exclusively when both an authorized agent of Smashing Numbers LLC and the prospective client have executed a written engagement letter or professional services contract specifying the scope, duration, and fees for services.

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3. Services Described on This Platform

Smashing Numbers LLC provides the following commercial services, which are described on this website for informational purposes:

  • Tax planning and tax preparation services
  • Tax planning and tax preparation services
  • Cash flow advisory
  • Virtual CFO and Fractional CFO services
  • Bookkeeping
  • Payroll processing and administration
  • Sales tax compliance
  • Profit First coaching and content
  • Pumpkin Plan business growth strategy
  • Growth coaching and advisory services

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4. Educational & Informational Intent of Website Content

All blog entries, articles, downloadable materials, interactive calculators (including the Profit First Calculator and Financial Assessment tool), and other content on this Platform are provided for general educational and informational purposes only.

They represent generalized concepts and should not be relied upon as binding professional advice for your specific business, tax, or legal situation. Smashing Numbers LLC expressly disclaims any and all liability arising from reliance on website content without
professional verification.

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5. Accuracy of Calculators and Interactive Tools

The Profit First Calculator, Financial Assessment tool, and any other interactive features on this Platform use simplified formulas and generalized assumptions. Results are illustrative estimates only. Smashing Numbers LLC does not warrant the precision, completeness, or applicability of any tool output to your specific business or legal circumstances. Use of these tools is entirely at your own risk.

6. Coaching & Advisory Disclaimer

Business coaching, growth advisory, and strategic consulting content available on or referenced by this Platform — including Profit First and Pumpkin Plan frameworks — is intended to provide general business guidance.

Coaching services are not a substitute for licensed professional accounting, legal, or financial advisory services. Results from coaching programs vary by individual and are not guaranteed.

Testimonials and case studies presented on this website reflect individual experiences and are not guarantees of future outcomes.

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7. Results Disclaimer

Smashing Numbers LLC makes no guarantee of specific financial, tax savings, revenue, or business growth outcomes as a result of using our services, tools, or content. All financial strategies involve risk, and past performance or client outcomes described on this website do not guarantee future results.

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8. Intellectual Property Rights

All content on this Platform — including but not limited to text, graphics, logos, calculator interfaces, blog posts, downloadable materials, and frameworks related to Profit First and Pumpkin Plan content — is owned by Smashing Numbers LLC or its respective licensors. All rights are reserved and protected under United States and international copyright, trademark, and intellectual property law.

Visitors may not reproduce, republish, distribute, or create derivative works from any content on this Platform without prior written authorization from Smashing Numbers LLC.

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9. User Conduct

You agree not to use this Platform in any way that:

  • Violates any applicable federal, state, or local law or regulation
  • Infringes the intellectual property or privacy rights of any third party
  • Introduces malicious code, viruses, or disruptive technologies
  • Attempts to gain unauthorized access to any portion of the Platform or its systems
  • Collects data from the Platform through automated scraping, bots, or similar tools

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10. Third-Party Links

This Platform may contain links to third-party websites, tools, or resources (including JotForm, Quant, Go High Level, and Google platforms). Smashing Numbers LLC is not responsible for the content, privacy practices, or terms of any third-party website. Clicking external links is at your own risk.

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11. Modification of Terms

Smashing Numbers LLC reserves the right to modify these Terms at any time. Updated Terms will be posted to this page with a revised effective date. Continued use of the Platform after any modification constitutes your acceptance of the revised Terms. We encourage you to review this page periodically.

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12. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, IN NO EVENT SHALL SMASHING NUMBERS LLC, ITS OFFICERS, MEMBERS, EMPLOYEES, OR AGENTS BE LIABLE FOR ANY DIRECT, INDIRECT, INCIDENTAL, CONSEQUENTIAL, SPECIAL, OR EXEMPLARY DAMAGES — INCLUDING BUT NOT LIMITED TO LOSS OF PROFITS, REVENUE, DATA, BUSINESS OPPORTUNITY, OR USE — INCURRED BY YOU OR ANY THIRD PARTY, WHETHER ARISING IN CONTRACT, TORT, OR OTHERWISE, FROM YOUR ACCESS TO, RELIANCE UPON, OR USE OF THE PLATFORM, ITS CONTENT, OR ANY TOOLS PROVIDED THEREIN.

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13. Indemnification

You agree to indemnify, defend, and hold harmless Smashing Numbers LLC and its officers, members, employees, agents, and contractors from and against any claims, liabilities, damages, losses, and expenses (including reasonable attorneys' fees) arising out of or in any way connected with your use of the Platform, your violation of these Terms, or your violation of any rights of a third party.

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14. Governing Law and Jurisdiction

These Terms and all disputes arising out of or related to your use of the Platform shall be governed by the internal laws of the State of Iowa, without regard to conflict-of-law provisions. Any legal action or proceeding shall be brought exclusively in the state or federal courts located within the State of Iowa. You consent to personal jurisdiction in those courts.

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15. Severability

If any provision of these Terms is found to be unenforceable or invalid by a court of competent jurisdiction, that provision shall be modified to the minimum extent necessary to make it enforceable, and the remaining provisions shall continue in full force and effect.